How Self-Employed Buyers Can Qualify for a Home Without Tax Returns

If you're self-employed, a business owner, or a 1099 earner, you’ve probably heard this before:
"You don’t show enough income on your taxes to qualify for a loan."

But that’s not the end of the story.

There's a smart solution called a bank statement loan, and it’s helping self-employed buyers qualify based on their actual income flow — not just what’s on paper.

In this short video, one of my trusted lender partners explains:

🎯 What is a Bank Statement Loan?

• Uses 12–24 months of personal or business bank statements

• No tax returns required

• Ideal for entrepreneurs, freelancers, consultants, and gig workers

• Allows lenders to assess income based on deposits, not write-offs

📈 Why It Works for Self-Employed Borrowers
If your business is thriving, but your tax returns are low due to deductions or strategic planning, this program looks beyond that — giving you access to financing you actually qualify for.

💬 Want to learn more?
Watch the video here, and if you’d like help navigating the process or connecting with the right lender, just reach out. I’m here to guide you through it from start to finish.

Watch the video here >>> Scott Christian Lender | Self Employed Loan Option 👇🏻

Patti Gregory, Realtor
714.398.1998
Haven Realty Group

REAL DRE 01182154