CalHFA’s Dream For All program is officially moving forward — and timing matters more than ever
CalHFA has now announced the pre-registration window for the Dream For All Shared Appreciation Loan Program, confirming that applications will be accepted beginning February 24, 2026, through March 16, 2026.
This update brings clarity — and an important reminder: preparation matters!
What the Dream For All Program Actually Is
The Dream For All program is not free money and not monthly payment assistance.
It is a shared appreciation loan designed to help eligible first-time buyers overcome the down payment hurdle.
The program offers:
-
Up to 20% of the purchase price, capped at $150,000
-
Funds usable for down payment and/or closing costs
-
The loan is repaid when the home is sold or refinanced, along with a portion of the home’s appreciation.
The Details Buyers Need to know!
This program is not first-come, first-served.
Because CalHFA anticipates demand will exceed available funding, applicants are selected through a randomized lottery.
Selected buyers then have 90 days to:
-
Shop for a home
-
Execute a purchase contract
-
Work with a CalHFA-approved lender to close
Why Early Preparation Wins
The buyers who successfully use programs like this are rarely the ones scrambling at the last minute.
They’ve already:
-
Reviewed and strengthened credit
-
Confirmed income eligibility
-
Connected with a CalHFA-approved lender
-
Built a clear buying strategy
By the time pre-registration opens, they’re ready.
Thinking About Buying in 2026?
If buying a home in 2026 is even a possibility, this is your signal to start preparing now — quietly and strategically — instead of reacting later.
👉 You can search homes privately or
👉 get a realistic home value without triggering calls or spam at:
https://pattigregoryrealtor.com/
Patti Gregory Realtor
Your Partner in Success
714.398.1998
REAL Brokerage
DRE 01182154
Categories
Recent Posts
