
Fed, Mortgages & PIMCO’s Recommendation
What’s happening now: The Federal Reserve has been reducing (not reinvesting) its mortgage bond holdings since 2022. This process is called quantitative tightening. The problem: Mortgage spreads (the gap between Treasury yields and mortgage rates) are unusually wide—about 230 basis points. That’s ke

Just Listed! 40430 Via Francisco at The Colony in Beautiful Murrieta
Welcome to The Colony, Murrieta’s premier 55+ community. This beautifully updated single-level home offers 2 bedrooms and 2 baths with a true open-concept design. Inside, you’ll find luxury vinyl flooring, a stack stone fireplace, and freshly painted kitchen and bathroom cabinets that add a bright

Title: Fed Cuts Interest Rates – What This Means for Orange County Real Estate
The Federal Reserve has officially lowered its benchmark interest rate by 25 basis points, bringing it to a range of 4.0%–4.25%. This is the first rate cut since December 2024 and comes in response to a softening labor market and ongoing political pressure, even as inflation remains above the Fed’s
Categories
Recent Posts










